General Social Security Benefits
Information about Baltimore Social Security Disability Benefits Provided by Representatives at the National Benefits Center, Inc.
If you become disabled, you are likely not prepared for the challenges associated with paying your medical bills and living expenses while being unable to work. To help disabled individuals continue living while they are unable to work due to a long-term disability, the Social Security Administration provides disability benefits in certain circumstances. Such benefits are provided under two programs: the Social Security Disability Insurance Benefits (DIB) program and the Supplemental Security Income (SSI) program.
The information below is intended to help you understand the general Social Security benefits you may be entitled to receive. If you have any further questions about your Baltimore SSI claim or SSDI claim, please feel free to contact the National Benefits Center, Inc. today. Our representatives are trained in Social Security disability law and are prepared to answer any questions you may have.
Social Security Disability Insurance Benefits (DIB)
Social Security Disability Insurance Benefits (DIB) is a program funded by Social Security taxes. To be eligible for DIB benefits, you must be disabled and be insured under Social Security by working enough at a job where you paid Social Security taxes. The amount of time you must work depends both on your age and on the duration for which you worked.
Supplemental Security Income (SSI) Benefits
Supplemental Security Income (SSI) provides benefits to disabled individuals based upon financial need, rather than simply past earnings. This is because the SSI program is funded by general tax revenues, rather than by specific Social Security taxes. To be eligible for SSI benefits, you must be disabled, blind or elderly (over the age of 65) and meet the following requirements:
- Have limited income and limited resources; and
- Have already applied for all other cash payments to which you may be entitled
The amount of SSI benefits you are entitled to receive is based upon your income and the resources available to you, as well as the expected duration of your disability. If you begin earning money or acquire additional resources, you may be denied any further SSI benefits.
Obtaining Disability Benefits for Your Family
Your family may obtain Baltimore Social Security disability benefits due to your disability. Your spouse is entitled to receive Social Security disability benefits if he or she is age 62 or older or if your spouse is caring for your disabled child who is younger than the age of 16. Your children can obtain Social Security disability benefits if they are unmarried and are:
- Under age 18, or
- Under age 19 and enrolled in elementary or secondary school on a full-time basis, or
- Age 18 or older and have disabilities that started before age 22
If your child is over age 18, his or her disability must also meet the definition of disability for adults in order to qualify for your disability benefits.
How Other Benefits May Affect Your Social Security Disability Benefits
Because SSI is dependant upon utilizing the full amount of resources available to you, other benefits may decrease the amount of SSI benefits you are entitled to receive. Such benefits include workers’ compensation, private disability payments, government pensions, and employer-provided disability insurance.
Further Assistance with Understanding Social Security Benefits
If you have any further questions about the Social Security benefits you may be entitled to receive or how to apply for such benefits, contact an advocate at the National Benefits Center, Inc. today to discuss which Baltimore Social Security disability benefits you are eligible to receive. We want everyone who is disabled to understand how the process works and we will return your call, no matter what.
